New market-leading lending proposition offers discounted lending to farmers adopting regenerative and sustainable practices

Barclays launches new Farm Transition Finance (FTF) proposition, designed to support UK farmers making tangible, nature-friendly changes to their agricultural practices. The market-leading proposition is structured to be tailored to the unique needs of each farm and enables clients to rely on existing farm certifications, supply chain programmes and government grants to qualify - making the transition to sustainable and regenerative agriculture more accessible. 

The scheme will offer eligible farmers a 0.3% interest rate reduction, structured as standard term debt, with flexible terms, allowing farmers to fund change in a way that suits their business.

Eligibility is not limited to any single scheme. Farmers participating in recognised programmes - such as DEFRA’s Sustainable Farming Incentive (SFI), LEAF Marque Standard, Soil Association Certification’s organic certification, and Regenified’s 6-3-4 Verification Standard - may use these as evidence of their transition plans. Additional supply chain programmes that demonstrate a commitment to nature-friendly farming also qualify.

Wayne Astridge, Head of Agriculture at Barclays Business Banking, said: “Barclays has a long history of supporting UK agriculture and currently works with over 30,000 farmers. Farm Transition Finance reflects our ongoing commitment to the sector and is a clear example of how we’re working with farmers as they navigate the transition and explore opportunities to continuously improve their sustainable farming practices.”

The proposition is intended to support practices that may contribute to improved soil health, biodiversity, water efficiency, and emissions reduction, while helping farming businesses adapt and grow in a changing environment. By enabling access to finance, FTF supports the resilience of farming businesses, helping them remain competitive and future-ready in a rapidly evolving landscape.